In my old
neighborhood back home we had what they called "The Burglar of
the Month Club."
A guy breaks into
your house once a month and offers to steal one valuable.
You can say "No" anytime you want as long as you let the guy
steal four valuables a year.
And
after you approve four burglaries, there's a free bonus.
The guy drops in and steals something you don't want anyway
that's heavily insured.
All in all, it was a pretty good deal.
And if you didn't join, they broke in and stole everything.